Understanding Debt
Articles
Understanding Debt Basics
Types of debt, how interest works, and foundational knowledge for debt management
Creating a Debt Inventory
How to list, organize, and track all your debts in one place
Personal Loans in India: Complete Guide
Everything you need to know about personal loans in India - eligibility, interest rates, …
Home Loans in India: Complete Guide
Everything you need to know about home loans in India - eligibility, interest rates, documentation, …
Personal Loan Management
Strategies for managing, prepaying, and optimizing personal loans
Home Loan Optimization
Strategies for managing, prepaying, and optimizing your home loan
Car Loan Strategies
Smart approaches to auto financing and managing car loans
Education Loan Guide
Financing higher education in India and abroad wisely
Gold Loan Strategies
Using gold assets for emergency financing and debt consolidation
Secured vs. Unsecured Credit: Complete Comparison
Understand the differences between secured and unsecured credit in India. Compare interest rates, …
EMI Management: Master Your Monthly Payments
Complete guide to managing EMIs effectively in India. Learn EMI calculation, optimization …
Medical Debt Management
Handling healthcare-related financial burden and medical bills
Dealing with Debt Collectors
Your rights and strategies when dealing with collection agencies
Bankruptcy in India
Understanding the Insolvency and Bankruptcy Code for individuals
Education Loans in India: Complete Guide
Comprehensive guide to education loans in India covering eligibility, interest rates, documentation, …
Emergency Fund While in Debt
Balancing savings with debt repayment for financial stability
Car Loans in India: Complete Buyer's Guide
Everything about car loans in India - eligibility, interest rates, new vs used car financing, …
Debt and Relationships
Managing finances with a partner when debt is involved
Building Credit from Scratch: Beginner's Guide
Start your credit journey right. Learn how to build credit from zero in India, get your first credit …
Staying Motivated During Debt Payoff
Maintaining momentum and avoiding burnout on your debt-free journey
Debt-Free Living
What to do after you've paid off all your debt
Consumer Rights in Lending: Know Your Protections
Understand your legal rights as a borrower in India. Learn RBI guidelines, fair practice codes, …
Preventing Future Debt
Strategies and systems to avoid falling back into debt
Debt Payoff on Low Income
Strategies for getting out of debt when money is tight
Gold Loans in India: Complete Guide
Everything about gold loans in India - eligibility, interest rates, loan-to-value ratios, repayment …
Buy Now Pay Later (BNPL): Guide to Smart Usage
Everything about Buy Now Pay Later services in India. Learn how BNPL works, benefits, risks, top …
Teaching Children About Debt
How to raise financially literate children who avoid debt traps
Debt and Mental Health
Understanding and managing the emotional and psychological impact of debt
Loan Against Property (LAP): Complete Guide
Everything about Loan Against Property in India - eligibility, interest rates, LTV ratios, …
Side Hustles for Debt Payoff
Extra income ideas to accelerate your journey to debt freedom
Debt Payoff Tools and Apps
Technology resources to help you manage and eliminate debt
Dispute Resolution for Credit and Loan Issues
Complete guide to resolving disputes with banks, credit card companies, and lenders in India - from …
Consumer Durables and Appliance Financing Guide
Complete guide to financing TVs, washing machines, ACs, mobile phones and other consumer durables in …
Credit Card Annual Fee Waiver: Complete Negotiation Guide
Learn how to get your credit card annual fee waived in India - strategies, scripts, when to call, …
Loan Against Fixed Deposits and Securities
Complete guide to borrowing against FDs, mutual funds, shares, bonds, and insurance policies in …
Co-Signer and Guarantor Responsibilities Explained
Complete guide to being a loan co-signer or guarantor in India - legal obligations, risks, how to …
Debt-Free Success Stories
Inspiring real stories of people who achieved debt freedom